Bankruptcy: How to Prepare For Your Consultation

Preparing for a Bankruptcy Consultation

Last updated 8 months ago

Are you preparing to file for bankruptcy? Are you in the process of looking for a bankruptcy lawyer? If so, then there a few things you can do to make sure your session with an attorney is as fruitful as possible. Check out the following list of items you should bring with you to your initial consultation, and learn more about what to expect when you arrive.

Bank Statements and Income Records—With these documents, your lawyer will be able to establish exactly how much money you have coming into your household and how your pay varies month to month. If possible, bring account balances, paystubs, social security benefit documentation, unemployment benefit receipts, pensions, child support paperwork, or workers’ compensation forms from the last six months.

List of Creditors and Debts—Bring a complete collection of credit card statements, mortgage payments, car payments, loans, overdrafts, medical bills, and any other debt you owe. Also, bring a comprehensive list of creditors with contact information included, as well as any correspondence you have been sent from them. Finally, bring a copy of your most recently obtained credit score, which can be found online.

Record of Assets—Estimate the worth of any and all valuables you own, including vehicles, houses, real estate, and liquid assets. Achieving an accurate estimate of each item may take some time, so be sure to begin this process as far in advance of your consultation as possible.

Legal Documentation—Bring copies of mortgage and foreclosure paperwork, divorce and child support documentation, lawsuit notices, or any other paperwork relating to a legal judgment or garnishment.

With these items, your lawyer will be able to more accurately assess your bankruptcy case. As such, it is important that you try to collect as much relevant information as you can prior to your arrival.

Are you looking for bankruptcy help? Do you need an experienced attorney to help you with your bankruptcy claim? Call the professionals at Pinkston & Pinkston, P.A. at (888) 592-0158 to schedule consultation today!